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Competences
Experience
Chief Operating Officer
Ghadeer International Limited
2026-02 -
Oversees the full trade lifecycle, from execution to settlement, including shipping, warehousing and trade‑financing logistics. Optimises trading systems and IT platforms to ensure high‑speed execution, system reliability and data accuracy. Streamlines daily workflows to eliminate bottlenecks, reduce transaction costs and maintain strategic banking and supplier relationships. Aligns cross‑functional teams (Sales, Finance, Logistics) with corporate revenue targets and reports key performance metrics to the CEO.
Head of Business Operations (Compliance, Ethics & Governance)
Aetlantiq Group Limited
2025-04 - 2025-12
Developed and audited comprehensive compliance frameworks, policies and ethics training programmes aligned with local and international regulatory standards. Conducted risk assessments, facilitated board meetings and advised senior leadership on governance matters. Implemented process improvements that enhanced operational transparency and reduced compliance incidents across the organisation.
Chief Representative (Country Manager)
Bank Al Habib Limited
2018-09 - 2025-03
Established and expanded bank‑to‑bank relationships with top‑tier financial institutions in Kenya, driving trade finance and guarantee volumes. Provided market advisory services on Pakistani trade opportunities, channeling funded and unfunded transactions to overseas branches. Prepared and submitted statutory and periodic compliance reports to Kenyan regulatory authorities, ensuring full regulatory adherence.
Manager (SME & Corporate Accounts)
Bank Al Habib Limited
2017-05 - 2018-09
Managed credit hubs and prepared complex credit proposals for corporate and SME clients, securing approvals from senior authorities. Executed charge registrations at the SECP, performed stock inspections and ensured compliance for credit disbursements and renewals. Coordinated risk and security administration to safeguard the bank’s credit portfolio.
Branch Manager
Habib African Bank Limited (Dar es Salaam)
2013-08 - 2017-03
Directed daily branch operations, including clearing, foreign exchange limits, statutory minimum reserve management and liquidity compliance per Bank of Tanzania regulations. Oversaw regulatory filings to the central bank and the UK group office while driving client acquisition and business growth. Managed a team of staff to achieve operational targets and maintain service quality.
Credit & Trade In‑Charge / Credit Analyst / OG‑II
Bank Al Habib Limited
2008-03 - 2013-06
Managed trade operations such as letters of credit, shipping guarantees, export proceeds and remittances. Conducted consumer and SME credit analysis, financial modelling and recovery activities. Produced detailed credit reports and supported trade finance transactions, contributing to the bank’s revenue generation.
Langues
English
fluent
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